credit and collections

[jkuchta]

How many times may a creditor call you in a day before it is harassment? If you tell a creditor to not call your home or employment and that all communication should be via mail, must he comply?

 

[lawrat]

I am a law school graduate. What I offer is mere information, not to be construed as forming an attorney client relationship.

The Fair Debt Collection Practices Act is not that clear cut.

I will give you the link below to the entire act but invite you to read a specific section, in addition to whatever else you research and read.


http://www.ftc.gov/os/statutes/fdcpa/fdcpact.htm
§ 805. Communication in connection with debt collection [15 USC 1692c]