G
gorper99
Guest
What is the name of your state? wisconsin
I had a cc with crapital one,which I cancelled long ago when I went on disability(I am currently on ssdi)I only owed about $400.00 when I went on temp. disability in feb.02.Ins. that I purchased through them paid the minimum from march 02 until march 03.I went on permanent disability in august of 02.At that time ins.was suppose to make a $200.00 lump sum payment,that should have taken it down to around maybe $200.00 owed.Well,ins.co. did not pay until june of 2003.So for that 10months I was being charged interest and overlimit fees on the full amount.If they would have paid on time,I would not have these extra fees.Crap.One keeps calling and saying it is going to collections and they could garnish my wages.Well I know they cannot because I only have ssdi income and no assets.I sent letters a couple of times to Crapital One and Ins.co(crr) but I have not had a written response from either one.I would be willing to make monthly payments on this,if they would wave these fees that I was being charged,but they just say I owe $900.00 and have to pay.What should my next step be?
I had a cc with crapital one,which I cancelled long ago when I went on disability(I am currently on ssdi)I only owed about $400.00 when I went on temp. disability in feb.02.Ins. that I purchased through them paid the minimum from march 02 until march 03.I went on permanent disability in august of 02.At that time ins.was suppose to make a $200.00 lump sum payment,that should have taken it down to around maybe $200.00 owed.Well,ins.co. did not pay until june of 2003.So for that 10months I was being charged interest and overlimit fees on the full amount.If they would have paid on time,I would not have these extra fees.Crap.One keeps calling and saying it is going to collections and they could garnish my wages.Well I know they cannot because I only have ssdi income and no assets.I sent letters a couple of times to Crapital One and Ins.co(crr) but I have not had a written response from either one.I would be willing to make monthly payments on this,if they would wave these fees that I was being charged,but they just say I owe $900.00 and have to pay.What should my next step be?