B
brokeassmom
Guest
What is the name of your state? Kentucky
Hi. Actually only have one credit card. Capital one. I admit that I was late with a payment. The late fee overdrew my account and now have a over draw fee. 60.00 a month. This started out as a small credit card and I have developed a monster. I have actually didged the phone because although these nice people (haha) say they want to help they scare me to death. I have talked to them several times and asked to make a payment of 100.00 a month. The account is now 1200.00 They tell me they will not accept my payment. They want 475.00 a month. I just can't do that. So I hide from the phone some more and then they catch me again. I try again to arrange 100.00 monthly payments. They say no. They tell me my credit is not that bad and maybe I could borrow money. i am suposed to call back Sat. with my plan. Either a settlement of 900.00 or 475.00 a month for the next 3 months. I have called my family for help and looks like I am on my own. If I start sending them payments of 100.00 a month can they actually refuse my payment. How long before they will actually guarnish my check. Help
Hi. Actually only have one credit card. Capital one. I admit that I was late with a payment. The late fee overdrew my account and now have a over draw fee. 60.00 a month. This started out as a small credit card and I have developed a monster. I have actually didged the phone because although these nice people (haha) say they want to help they scare me to death. I have talked to them several times and asked to make a payment of 100.00 a month. The account is now 1200.00 They tell me they will not accept my payment. They want 475.00 a month. I just can't do that. So I hide from the phone some more and then they catch me again. I try again to arrange 100.00 monthly payments. They say no. They tell me my credit is not that bad and maybe I could borrow money. i am suposed to call back Sat. with my plan. Either a settlement of 900.00 or 475.00 a month for the next 3 months. I have called my family for help and looks like I am on my own. If I start sending them payments of 100.00 a month can they actually refuse my payment. How long before they will actually guarnish my check. Help