Hello. First I am asking this for my father. We live in Kentucky. He was just diagnosed with stage 4 lung cancer. He has maybe a year left to live. Maybe a little longer if he responds well to treatment. He has 22,000 dollars in credit card debt. He owns a mobile home and an automobile. Will the credit card companies take these when he passes? He does have some life insurance but it isn't much. I think 10,000. I'm assuming they'll take that straight away. Is bankruptcy an option?