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Credit Card or ? NCO harassment

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Junior Member
What is the name of your state? NC
I have been receiving harassing phone calls from NCO, stating they bought a bill I owe from Citifinancial. I have talked to several different people over the last few months, and made an offer to pay I asked they put it in writing, I never received anything. In December, I sent them a letter (because I was beginning to doubt) asking for info, such as "what type of loan or cc", "what was original amount", "when was last payment". I never received anything back. Today I received a call and the man said he was not going to waste the paper to send the info to me, he would give it to me over the phone. He then asked what county I lived in, and said he was going to send a summons. I needed time to check this out, and he said I had to call him back by the 28th of Feb. One thing he told me was he didn't think it was a credit card that it said "construction finance". What is that? I have heard about the SOL and for NC it is 3 years, that would be up in 5 months. Should I send them a registered letter asking for the info in writing? What do I do if I get a summons? Please help, I am very nervous.

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