Crediter demanding more after garnishment

[Leslie8672]

What is the name of your state? Missouri

I had a credit card go into collections, handled by a law firm. I was making payments every two weeks when they had my paycheck garnished for the rest of the amount due. When I received the garnishment, I had made three payments to that firm that they were not showing on the garnishment. I asked my employer to deduct these payments from the amount of the garnishment and send copies of my cancelled checks along with the remainder of the garnishment to the court, which they did. Now, this law firm has gone back and attached interest to the money over the term of the garnishment, and is threatening me again with legal action to force me to pay this. The original amount due of the garnishment was $780 - I had sent them $630 out of my paycheck through my employer and copies of three cancelled checks for $150 that I had paid to them between the time they filed for the garnishment and my employer received the garnishment. My employer deducted the garnishment over 90 days. Can they go back and recalculate interest on this $630 and force me to pay that now???? The amount they are harassing me for is around $48 - and I've already paid them over $1500 already - on an original credit card balance that was $800 when it went into collections and the rest being interest and fees they charged me! Please help - I am sick of dealing with this firm and want them gone!

 

[JETX]

Can they go back and recalculate interest on this $630 and force me to pay that now????

Yep. The judgment allows for statutory interest until the judgment is paid, so any outstanding balance accrues interest.
Ask them to 'prove' the interest calculations and then pay it.
And be sure to get a signed 'Satisfaction of Judgment' when you complete the payment.

 

[Leslie8672]

So from whom do I get the signed satisfaction of judgement? The law firm? or the court? This is the first time I have had to deal with this so I do appreciate your help - I don't want this law firm coming back on me later and trying to get more money out of me.

 

[JETX]

So from whom do I get the signed satisfaction of judgement? The law firm? or the court?

You get it from the 'judgment creditor'. Who in this case is presumably represented by the attorney, so the attorney can sign it or the judgment creditor can sign. Once you get the document, simply submit it to the court (or ask them to, and then make sure it was submitted).
Once the court gets it, they will note that the judgment is paid and released. You will never hear from it again.