I am looking for some direction on cases of owner vs HOA? My HOA in Minnesota failed to remove huge icicles overhanging from my roof during the winter (after I had inquired about them doing so since I was afraid of damage). When the weather warmed and they fell, they caused $900 worth of damage to my HVAC heating and cooling unit. Luckily the damage is pretty much only cosmetic, but my HOA is saying that it;s not their responsibility to fix it because unfortunately they had "exhausted all of their funds for snow and ice removal at that time in the winter." I'd like to fight it at the next board meeting, but am having trouble finding evidence of cases where HOA was held accountable for actions such as this. If anyone has any leads or advice for me I would appreciate it!!