What is the name of your state? Illinois. After a divorce, my husband was given responsibility of our Durango which had me as the primary name for that vehicle. He never took my name off the contract or re-financed in his name. Now 4 years later a collection agency is doing their usual tactics with me (threats etc...) I faxed them the court papers stating all financial responsibilities were on him. They don't care and say they're going to garnish wages if I don't pay them the "discounted" balance of $2000. I gave them his work phone # and don't care about that either. Should I pay?