Im from new york, and recently i bought a new car from a 3rd party dealership and had to pay 3k additional in order to get the car which was theft detterent by allstate insurance, it covers if the vechile is stolen. It covers 5k if your car is stolen, the car is worth more than 5k. My question is, I called allstate and wanted to cancel the theft detterent and they told me only the dealer can cancel it on my half and I can get a refund. I called the dealer, I am sure they are not going to cancel it, if its possible unless i threaten them with legal action. They would be allowed to keep the extra 3k for their own pocket. Is their anything I can do to get them to cancel this theft detterent that I don't want on my car. The dealer is acting shady. Sometimes even ignores phones called on purpose. Allstate said I could receive some money back if its canceled based on my cars mileage, and I havent't drove the car long and the car is payed off. Suggestions?