What is the name of your state (only U.S. law)? PA
Sadly, my Father In Law passed a few weeks ago. He knew he was sick and accepted no treatment. In October, he met with his atty and ins agent to re-do his will and change beneficiaries.. He had removed his wife a few years prior, as she wanted to divorce him, but they managed to reconcile. In Oct he directed a 250K ins policy as such. His 3 children were to divide equally 120K and the balance of the policy to the wife.
He was hospitalzied for a week and then sent home with hospice on a Tues. we were told he would be made comfortable with morphine until the end came, which would likely be 48 to 72 hours. On Tues. the ins agent was called to the house by the wife, no one knew why. On Wed. the three of them, husband, wife and ins agent had a bedside meeting.. He lost consciousness at 7am the next morning(Thurs) and died overnight, pronounced dead Friday morning.
Yesterday my husband called the ins agent and was told that at the bedside meeting the policy had been reverted to a sole beneficiary, his mother.
Brilliantly executed manipulation? Or Dad's wishes?
Questions!
Is the ins agent under any privacy type restriction that he would not be able to show my husband and his brothers the changed bene form? And/or the bene form from Oct naming the sons as benes?
Is the agent under any obligation to note that there was a chance, given the policy owners condition that these were not his intentions?
What is the best way to contest, or immediatly halt the disbursement of funds, until we can figure out exactly what tf happened.
Thank you in advance!What is the name of your state (only U.S. law)?
Sadly, my Father In Law passed a few weeks ago. He knew he was sick and accepted no treatment. In October, he met with his atty and ins agent to re-do his will and change beneficiaries.. He had removed his wife a few years prior, as she wanted to divorce him, but they managed to reconcile. In Oct he directed a 250K ins policy as such. His 3 children were to divide equally 120K and the balance of the policy to the wife.
He was hospitalzied for a week and then sent home with hospice on a Tues. we were told he would be made comfortable with morphine until the end came, which would likely be 48 to 72 hours. On Tues. the ins agent was called to the house by the wife, no one knew why. On Wed. the three of them, husband, wife and ins agent had a bedside meeting.. He lost consciousness at 7am the next morning(Thurs) and died overnight, pronounced dead Friday morning.
Yesterday my husband called the ins agent and was told that at the bedside meeting the policy had been reverted to a sole beneficiary, his mother.
Brilliantly executed manipulation? Or Dad's wishes?
Questions!
Is the ins agent under any privacy type restriction that he would not be able to show my husband and his brothers the changed bene form? And/or the bene form from Oct naming the sons as benes?
Is the agent under any obligation to note that there was a chance, given the policy owners condition that these were not his intentions?
What is the best way to contest, or immediatly halt the disbursement of funds, until we can figure out exactly what tf happened.
Thank you in advance!What is the name of your state (only U.S. law)?
