I live in Alabama and I was contacted by some recovery agency. They were attempting to collect a credit card debt I had in 2000. They even informed me that the debt fell off my credit in 2009. After telling me that with the interest I owe them $6000 and that they will freeze my assets if I don't pay them they offer me to settle the debt. I told them that I don't remember the credit card and don't think it's mine. After 45 minutes of going back and forth they offered me to settle for $1300 and sue whoever opened the account to get my money back. I made a payment of $200 over the phone since I had no idea of what to do. After a week the rep called and agreed to reduce the settlement to $500. What are the solutions to this issue and how can I handle this problem?