Crazy921823
Junior Member
What is the name of your state (only U.S. law)? California/North Dakota
Hi, early in this year. Cellphone company have sent me a email regarding the money that owe them.
Back in near end of 2009, I sign them a 30$/mo 2year contract but I breach their contract due to unable to pay them because I lost the job and become homeless.
I wasn't able to pay them all this time until I skip the town taking a big leap to North Dakota...
from 2009 to end of 2014. I was homeless in Los Angeles and I wasn't in a position to pay any debt due to mere survival.
I contact the guys but, they not allow me to cancel the account until pay it off the money before 2012, witch they remove my account anyway.
I stopped pay them in 2010 June, my phone contract was canceled in 2012. They stated that I will be responsible paying all the 2years worth of monthly fee until contract is removed and I let the thing alone until now. I only got back up financially recently this year...
So, bottom line. They want me to pay up this month, or they going to toss to the debt collection company.
There's a lot voice is flying around when I asked this to my co-worker or friends...
Some says something about statue of limitations, witch, I don't know how it works and this case.
Some says I should wait to toss the debt to collection company hope for deduction of money I owe.
Some says just pay up or ask them if they okay with part-pay because I hurting my credit...
I'm probably owe the company at lease 4000$ and I working full-time at entry level job at local burger shop and paid 1000$ a month.
My living expenses is 700$. Also my saving is around 3000$.
If I pay it all now, it will financially cripple me.
So I not sure I've come to the right place but, anyone care to give a advice for best strategy?
Also, I have good credit score(around 700), if they toss it to collection.
How this is impact my credit? Do I get summon to the court for this?
At this moment, I'll be obliged to get any advice regarding to this issue.
Hi, early in this year. Cellphone company have sent me a email regarding the money that owe them.
Back in near end of 2009, I sign them a 30$/mo 2year contract but I breach their contract due to unable to pay them because I lost the job and become homeless.
I wasn't able to pay them all this time until I skip the town taking a big leap to North Dakota...
from 2009 to end of 2014. I was homeless in Los Angeles and I wasn't in a position to pay any debt due to mere survival.
I contact the guys but, they not allow me to cancel the account until pay it off the money before 2012, witch they remove my account anyway.
I stopped pay them in 2010 June, my phone contract was canceled in 2012. They stated that I will be responsible paying all the 2years worth of monthly fee until contract is removed and I let the thing alone until now. I only got back up financially recently this year...
So, bottom line. They want me to pay up this month, or they going to toss to the debt collection company.
There's a lot voice is flying around when I asked this to my co-worker or friends...
Some says something about statue of limitations, witch, I don't know how it works and this case.
Some says I should wait to toss the debt to collection company hope for deduction of money I owe.
Some says just pay up or ask them if they okay with part-pay because I hurting my credit...
I'm probably owe the company at lease 4000$ and I working full-time at entry level job at local burger shop and paid 1000$ a month.
My living expenses is 700$. Also my saving is around 3000$.
If I pay it all now, it will financially cripple me.
So I not sure I've come to the right place but, anyone care to give a advice for best strategy?
Also, I have good credit score(around 700), if they toss it to collection.
How this is impact my credit? Do I get summon to the court for this?
At this moment, I'll be obliged to get any advice regarding to this issue.
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