S
sparkle12
Guest
I am a resident of Virginia. Recently my family has experienced the loss of two family members due to violent murders. Since March I have exhausted all of my savings and maxed all 3 of my credit cards to pay for lawyers (custody of two minor children) trips back and forth to Texas (the state where the murders occurred) and other expenses incurred due to this tragedy. I have over $30K in a 401K plan at work that I have used all loans withdrawals etc. How can I get to the remaining funds so that I can avoid bankruptcy. I was able to make a withdrawal to save my home but because of a variety of circumstances (loss of child support being one) I have continually fallen behind on all of my bills. I hate the fact that I have this money in my 401k but I can't get to it. I am also one of your members who have fallen into the payday loan trap. currently I owe $1700 dollars (principal not including their fees) in loans. I have more than enough to cover that in my 401k but I am ineligible for additional withdrawals. I have taken the max on regular withdrawals, loans and hardship withdrawals and still I have over $30K (almost my annual salary) that I can't touch. If I was able to receive only 1/3 of the funds I would be able to get back on my feet and stop the day to day struggling that I have to do now. What are my options to get the money out if their are any? I can't borrow any more from family and friends and my credit is shot to $#@! because of an ex husband (who by the way owes close to $20K in back child support). Please advise with any solutions you may have.
Thanks,
Thanks,
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