NJDebtHelp
New member
What is the name of your state? New Jersey
So back in 2009 and 2010, I remember having two wage garnishments taken out against me. One that I was not informed of and they were granted a judgment and one where I was and worked out a payment amount to be taken. These two wage garnishments basically went back to back. They continued till the point I no longer worked there. I do now remember when I left there at end of 2012 the garnishment was still coming out and thought the two debts had not been fulfilled. Well, at least one of them.
Well now about a week ago I received notice that another wage garnishment request is being pursued in court and I need to deal with it. Knowing I have made no new debt I went through my old papers form the last two and noticed neither match this current docket number. I contacted the "law firm" about the lawsuit and they informed me it was and credit card debt that they had a judgment on from 2009. I told them I would call them back.
(sorry for this being so long)
I contacted my previous employer and got copies of the wage garnishments and payments made so I could know what I was dealing with 100% and this is where it gets interesting.
So the two judgments I knew about had been paid off 100% but a 3rd garnishment was given to them in March 2012 right when my 2nd garnishment had been paid off.
Going over the dates I noticed that the judgment date was 3/20/2009 but they didn't file the garnishment till 3/27/2012. This is weird to me because the first garnishment has a judgment date of 03/25/2009 and the second a judgment date of 4/26/2010.
Am I just unaware of how collection agencies do things or is something funny going on?
So back in 2009 and 2010, I remember having two wage garnishments taken out against me. One that I was not informed of and they were granted a judgment and one where I was and worked out a payment amount to be taken. These two wage garnishments basically went back to back. They continued till the point I no longer worked there. I do now remember when I left there at end of 2012 the garnishment was still coming out and thought the two debts had not been fulfilled. Well, at least one of them.
Well now about a week ago I received notice that another wage garnishment request is being pursued in court and I need to deal with it. Knowing I have made no new debt I went through my old papers form the last two and noticed neither match this current docket number. I contacted the "law firm" about the lawsuit and they informed me it was and credit card debt that they had a judgment on from 2009. I told them I would call them back.
(sorry for this being so long)
I contacted my previous employer and got copies of the wage garnishments and payments made so I could know what I was dealing with 100% and this is where it gets interesting.
So the two judgments I knew about had been paid off 100% but a 3rd garnishment was given to them in March 2012 right when my 2nd garnishment had been paid off.
Going over the dates I noticed that the judgment date was 3/20/2009 but they didn't file the garnishment till 3/27/2012. This is weird to me because the first garnishment has a judgment date of 03/25/2009 and the second a judgment date of 4/26/2010.
Am I just unaware of how collection agencies do things or is something funny going on?