Caraway2121
New member
What is the name of your state?
Illinois
Hi i am a 25m in Illinois and i was in an accident in March. I rear ended another vehicle and there wasnt really much damage just a small dent, but we exchanged insurance information and we went our seperate ways. I am currently under my mom's insurance. Now i've never been in an accident before, so i thought the other guy was gonna contact my insurance provider and then they call me for more info and what not. Well a couple of days ago i received a letter from the other persons insurance company asking for more info on insurance and things and i find out that my insurance denied my claim. Apparently they have mailed me some things that i never received and i told them that. They said that they never had anything returned and they did call my mother once but i was never told of anything they were asking for. My insurance company said that they tried contacting me and after 30 days and i did not respond that they denied the claim and will now have to pay for everything out of pocket. The insurance company of the other driver is asking for 5000 and i barely have 2000 in my account. Is there anything i can do? I was under an active coverage and still am under coverage right now, is there a way to get myself covered by them still? My mother has alsonbeen out of the country since april and checked her mail and non of them have been from our insurance company. thank you
Illinois
Hi i am a 25m in Illinois and i was in an accident in March. I rear ended another vehicle and there wasnt really much damage just a small dent, but we exchanged insurance information and we went our seperate ways. I am currently under my mom's insurance. Now i've never been in an accident before, so i thought the other guy was gonna contact my insurance provider and then they call me for more info and what not. Well a couple of days ago i received a letter from the other persons insurance company asking for more info on insurance and things and i find out that my insurance denied my claim. Apparently they have mailed me some things that i never received and i told them that. They said that they never had anything returned and they did call my mother once but i was never told of anything they were asking for. My insurance company said that they tried contacting me and after 30 days and i did not respond that they denied the claim and will now have to pay for everything out of pocket. The insurance company of the other driver is asking for 5000 and i barely have 2000 in my account. Is there anything i can do? I was under an active coverage and still am under coverage right now, is there a way to get myself covered by them still? My mother has alsonbeen out of the country since april and checked her mail and non of them have been from our insurance company. thank you