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Deposition

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cjack5

Guest
hi i live in florida/in 93 i purchased a car/it was repossessed in april of 94 and appeared as a judgement in 96 on my credit report/the balance to this date after the auction is 5500 on my credit report, but the law firm for the credit union wants to collect 11,000 from me stating that is the amt of the judgement to this date. what rights do i have/what happesn if i can not go to their deposition to garnish my wages/what does it mean by "i may be in contempt of court?" can i go to jail for this? i may be changing jobs soon because i have to relocate w/my husband.
 


I AM ALWAYS LIABLE

Senior Member
cjack5 said:
hi i live in florida/in 93 i purchased a car/it was repossessed in april of 94 and appeared as a judgement in 96 on my credit report/the balance to this date after the auction is 5500 on my credit report, but the law firm for the credit union wants to collect 11,000 from me stating that is the amt of the judgement to this date. what rights do i have/what happesn if i can not go to their deposition to garnish my wages/what does it mean by "i may be in contempt of court?" can i go to jail for this? i may be changing jobs soon because i have to relocate w/my husband.
My response:

You don't have "infinite possibilities".

You've been called in for a "Debtor's Examination / Deposition".

If you fail to attend, without just cause, the creditor's attorney will obtain an order of the court. Once you are ordered to attend, and you continue to fail to appear, then the Sheriff will come get you, bring you before the judge, and then it's off to jail you go for contempt of court. You will also be responsible for the attorney's fees and costs, plus court fines, for getting you to that point.

IAAL
 

bigun

Senior Member
You're down to 2 choices. Pay it or they'll attach everything they can and garnish your wages. Or, file for bankruptcy and that'll stop everything. Either way, you need to see an attorney.
 

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