What is the name of your state?What is the name of your state? Illinois
Disputed Cavalry TL and got these results......
This is what my TL's look like on my EXP and TU reports:
Cavalry TL on EXP shows:
OC: Sprint
Status:Collection acct.
$283 past due as of 10/2005
Date opened: 12/2004
Reported since: 2/2005
Date of status: 2/2005
Last reported: 10/2005
Type: COLLECTION
Terms: 1 MONTH
Mon Payment: $O
CL/Orig Amt: $283
High Bal: N/A
Recent Balance: $283 as of 10/2005
Recent payment: $0
ACCT HISTORY:
Coll as of 8/2005 to 10/2005, 6/2005, 4/2005, and 2/2005
Cavalry TL on TU shows:
OC: SPRINT PCS
Bal. and Original Bal: ~$283
Pay status: collection acct
acct type: OPEN
Past due:>$283<
Loan type: Collection agency attorney (is that legal?)
Date placed for coll: 12/2004
Est date of removal: 5/2009
I sent dispute to both CRA's and got a letter in mail today:
Quote:
Dear Florydory,
Cavalry has been notified of your dispute re: acct #xxxx, stating you have been a victim of identity theft. In order to process this fraud claim you must fill out the enclosed FRAUD STATEMENT OF DISPUTE form completely
In addition, you must include copies of following items for ID purposes:
____Copy of SS card (they can forget that one !)
____Copy of state issued DL or ID card ( ditto!)
____Copy of police report (very funny...................LOL)
____Copy of actual proof of residence at the time acct was established
(shouldn't they have to prove that?)
When completed, please return the "NOTARIZED" FRAUD STATEMENT OF DISPUTE along with all ID's listed above. Cavalry willthen process the Fraud claim.
All requested info must be provided in order for the dispute to be processed.
Please be advised this is communiction froma debt collector. This is an attempt to collect a debt and any info obtained will be used for that purpose.
The back of the paper was a full mini miranda re: Notice of Important Rights AND Privacy Notice.
The funny thing is I NEVER disputed this acct saying that I was a victim of identity theft; I just plainly told them that the debt wasn't mine !
****However, there was a fraud alert on my acct from when someone in Bucharest had somehow gotten my debit card # and tried to wipe out my checking acct at the bank.
I was thinking about trying to get them to agree to a PFD.
Now, I 'm not sure what to do??????????????
Disputed Cavalry TL and got these results......
This is what my TL's look like on my EXP and TU reports:
Cavalry TL on EXP shows:
OC: Sprint
Status:Collection acct.
$283 past due as of 10/2005
Date opened: 12/2004
Reported since: 2/2005
Date of status: 2/2005
Last reported: 10/2005
Type: COLLECTION
Terms: 1 MONTH
Mon Payment: $O
CL/Orig Amt: $283
High Bal: N/A
Recent Balance: $283 as of 10/2005
Recent payment: $0
ACCT HISTORY:
Coll as of 8/2005 to 10/2005, 6/2005, 4/2005, and 2/2005
Cavalry TL on TU shows:
OC: SPRINT PCS
Bal. and Original Bal: ~$283
Pay status: collection acct
acct type: OPEN
Past due:>$283<
Loan type: Collection agency attorney (is that legal?)
Date placed for coll: 12/2004
Est date of removal: 5/2009
I sent dispute to both CRA's and got a letter in mail today:
Quote:
Dear Florydory,
Cavalry has been notified of your dispute re: acct #xxxx, stating you have been a victim of identity theft. In order to process this fraud claim you must fill out the enclosed FRAUD STATEMENT OF DISPUTE form completely
In addition, you must include copies of following items for ID purposes:
____Copy of SS card (they can forget that one !)
____Copy of state issued DL or ID card ( ditto!)
____Copy of police report (very funny...................LOL)
____Copy of actual proof of residence at the time acct was established
(shouldn't they have to prove that?)
When completed, please return the "NOTARIZED" FRAUD STATEMENT OF DISPUTE along with all ID's listed above. Cavalry willthen process the Fraud claim.
All requested info must be provided in order for the dispute to be processed.
Please be advised this is communiction froma debt collector. This is an attempt to collect a debt and any info obtained will be used for that purpose.
The back of the paper was a full mini miranda re: Notice of Important Rights AND Privacy Notice.
The funny thing is I NEVER disputed this acct saying that I was a victim of identity theft; I just plainly told them that the debt wasn't mine !
****However, there was a fraud alert on my acct from when someone in Bucharest had somehow gotten my debit card # and tried to wipe out my checking acct at the bank.
I was thinking about trying to get them to agree to a PFD.
Now, I 'm not sure what to do??????????????