DJ: Indemnification for damage to equipment

[discgolfdc]

What is the name of your state (only U.S. law)? Ohio

Hi, all.

I have a small DJ business and am wondering if there is anything (enforceable) that I could include in my Entertainment Agreement that would reasonably protect me in situations such as these, which may not have specifically happened to me, personally, but have happened over the years to others I know who do what I do:

- A guests knocks over a speaker stand and breaks the speaker.

- The best man at the wedding gives his toast to the new couple and decides to "drop the mic," rendering it inoperable.

- One among a group of unsupervised children running around the reception crashes into the facade/table surround, putting a hole in it.

I don't know how I'd go about including a clause that provides some form of indemnification, or if that's even feasible.

Thanks.

 

[adjusterjack]

- A guests knocks over a speaker stand and breaks the speaker.

Buy insurance.

- The best man at the wedding gives his toast to the new couple and decides to "drop the mic," rendering it inoperable.

Buy insurance.

- One among a group of unsupervised children running around the reception crashes into the facade/table surround, putting a hole in it.

Buy insurance.



It's called an All Risk Equipment Floater where you list your items and their values and make sure there is no exclusion for the carelessness of others.

Because there is NOTHING that you could put in your contract that will guarantee that you get paid for damaged items without potentially having to sue somebody.

But if you really want to put something in your contract and not spend the money on insurance (a foolish decision), have a lawyer write one up for you.

 

[discgolfdc]

Thank you for the information. I have contacted my insurance carrier through which I have my inland marine insurance to discuss the rider you mention.