State of Georgia. I live in a rental apartment on my landlord s property. It s an above garage mother in law suite and is not connected to their house, but is on the same property. I ve been notified by my landlord that I need to provide proof that I ve increased my auto policy liability limits to match her coverage of $500,000 because I live on the property. This doesn t make sense to me because I don t have $500k in assets to protect (if I did, I probably wouldn t be renting) and I don t see how if I get in an accident, she could get sued? We aren t family and have no ties except for the fact that I rent on her property. It s an extra $1000 on my premium and if it s legitimate, I ll do it. However, I get the impression that she s lying about having tenants to avoid her own homeowners insurance increasing and if that s the case, I don t feel that I should foot the bill. Any help would be greatly appreciated.