S
sophiamarian
Guest
What is the name of your state?What is the name of your state? Missouri
The sewers backed up and waste came into my house. I called both my home owners insurance and MDS (sewer company). Both companies came out to look at the damage. My Home Owers insurance paid for the phyical damage of the room. I also recieved a notice from MSD stating that if I gave them a list of the items I lost they would reimburse me for them. So I made out the list and I received a check for the items. In the mean time my Home Owers also asked for a list of items lost and to my surprise also paid for some of the loss. Since it is almost impossible to get a true replacement cost when you have such a total lost, I thought it was ok to keep both checks. Just recently I received a call from my Home owners Insurance and they wanted to know if I received double payments from MSD on items lost. I told them I was not sure and would have to call back. Did I break a law by collecting money from my Home Owners insurance and from MSD (sewer company)? I was not trying to cheat anyone.
Thanks for any help that anyone can give me
The sewers backed up and waste came into my house. I called both my home owners insurance and MDS (sewer company). Both companies came out to look at the damage. My Home Owers insurance paid for the phyical damage of the room. I also recieved a notice from MSD stating that if I gave them a list of the items I lost they would reimburse me for them. So I made out the list and I received a check for the items. In the mean time my Home Owers also asked for a list of items lost and to my surprise also paid for some of the loss. Since it is almost impossible to get a true replacement cost when you have such a total lost, I thought it was ok to keep both checks. Just recently I received a call from my Home owners Insurance and they wanted to know if I received double payments from MSD on items lost. I told them I was not sure and would have to call back. Did I break a law by collecting money from my Home Owners insurance and from MSD (sewer company)? I was not trying to cheat anyone.
Thanks for any help that anyone can give me