hitbymedical
New member
At an intersection in CA, a driver from the left ran a red light and totaled my truck, the police report states the responding officer recognized her from an accident just a few days prior. also the report states she had exhibited signs of a seizure of some sort. Sadly I discovered my insurance had lapsed (truly my fault, and bad, I paid the fine and re-insured that day) The drivers insurance admitted fault and repairs began on my truck and a rental was provided me. The auto body shop informed me the truck was totaled and they could not get confirmation from the insurer. When i contacted the insurance company they informed me the driver was under insured and only had $4100 to offer on the $14000 value of the truck. I'm wondering if i have any grounds to stand on here, or if i should take the money and truck, lucky to have lived through this potentially lethal accident?