Emancipation in California... is it possible in my situation?

[Madbal]

I have a complicated question here... Our family is looking into moving to California. My husband and I, however, have absolutely HORRIBLE credit and have no way of getting a mortgage. My daughter, who's 14, wants to help make moving possible by getting the mortgage for us, and purchasing the house in her name. The only way for that to be possible would be emancipation, correct? And could she still get emancipated if she lives with us? She is looking for jobs in the area we are wanting to move to, and she hopes to pay the mortgage on her own, with just a little bit of our help.

 

[Just Blue]

I have a complicated question here... Our family is looking into moving to California. My husband and I, however, have absolutely HORRIBLE credit and have no way of getting a mortgage. My daughter, who's 14, wants to help make moving possible by getting the mortgage for us, and purchasing the house in her name. The only way for that to be possible would be emancipation, correct? And could she still get emancipated if she lives with us? She is looking for jobs in the area we are wanting to move to, and she hopes to pay the mortgage on her own, with just a little bit of our help.

No. No and again NO! Why the ....heck...would you even consider this? What kind of craptastic "parents" are you?

 

[cbg]

Absolutely not. There is no possibility whatsoever that your daughter will be emancipated for this purpose.

And what makes you think she'd be able to get a mortgage in her name, at 14, with no credit history at all and no job, even if she could?

 

[quincy]

I have a complicated question here... Our family is looking into moving to California. My husband and I, however, have absolutely HORRIBLE credit and have no way of getting a mortgage. My daughter, who's 14, wants to help make moving possible by getting the mortgage for us, and purchasing the house in her name. The only way for that to be possible would be emancipation, correct? And could she still get emancipated if she lives with us? She is looking for jobs in the area we are wanting to move to, and she hopes to pay the mortgage on her own, with just a little bit of our help.

Is your daughter in the entertainment industry?

 

[Eekamouse]

I have a complicated question here... Our family is looking into moving to California. My husband and I, however, have absolutely HORRIBLE credit and have no way of getting a mortgage. My daughter, who's 14, wants to help make moving possible by getting the mortgage for us, and purchasing the house in her name. The only way for that to be possible would be emancipation, correct? And could she still get emancipated if she lives with us? She is looking for jobs in the area we are wanting to move to, and she hopes to pay the mortgage on her own, with just a little bit of our help.

It's not enough that you're a deadbeat and don't pay your bills, you want to destroy your daughter's credit, too? Parents of the year right here, folks. How is it that no one has removed your children from your custody yet? Yuck!

 

[quincy]

It's not enough that you're a deadbeat and don't pay your bills, you want to destroy your daughter's credit, too? Parents of the year right here, folks. How is it that no one has removed your children from your custody yet? Yuck!

That could be an unfair assessment, based on the little that has been revealed.

I know of parents who have sacrificed a lot, to the detriment of their credit, to support their children's talent. Parents of Olympic champions often take on extreme debt to make sure their children have the best training and coaches. This is true for parents of child actors, as well.

Sometimes the families must split up so one parent can be with one child in one state while the other parent remains with the other child or children - which requires two places to live and travel costs between the two.

It is not necessarily unfair to have the one making money help support the family in these cases. The parents can be named "agents" of the child so they can have an income or the child can be emancipated, so the burden of support shifts to the child.

This is not a way I could see living ... but then, I am not raising extremely talented children (extremely bright children, yes, but not all that talented).

 

[LdiJ]

That could be an unfair assessment, based on the little that has been revealed.

I know of parents who have sacrificed a lot, to the detriment of their credit, to support their children's talent. Parents of Olympic champions often take on extreme debt to make sure their children have the best training and coaches. This is true for parents of child actors, as well.

Sometimes the families must split up so one parent can be with one child in one state while the other parent remains with the other child or children - which requires two places to live and travel costs between the two.

It is not necessarily unfair to have the one making money help support the family in these cases. The parents can be named "agents" of the child so they can have an income or the child can be emancipated, so the burden of support shifts to the child.

This is not a way I could see living ... but then, I am not raising extremely talented children (extremely bright children, yes, but not all that talented).

And sometimes people who are good with money, but cannot pay for health insurance for themselves (although they get help for their children) have medical issues that destroy their credit.

 

[quincy]

And sometimes people who are good with money, but cannot pay for health insurance for themselves (although they get help for their children) have medical issues that destroy their credit.

Agreed.

I don't think that bad credit equals bad parents.

 

[PayrollHRGuy]

I don't think that bad credit equals bad parents.

But trying to get a mortgage in their child's name does. There was nothing in the OPs post to lead anyone to believe that the child was making any money at all much less enough to get a mortgage. Contrary to popular belief the vast majority of those that move to California aren't.

 

[Eekamouse]

That could be an unfair assessment, based on the little that has been revealed.

I know of parents who have sacrificed a lot, to the detriment of their credit, to support their children's talent. Parents of Olympic champions often take on extreme debt to make sure their children have the best training and coaches. This is true for parents of child actors, as well.

Sometimes the families must split up so one parent can be with one child in one state while the other parent remains with the other child or children - which requires two places to live and travel costs between the two.

It is not necessarily unfair to have the one making money help support the family in these cases. The parents can be named "agents" of the child so they can have an income or the child can be emancipated, so the burden of support shifts to the child.

This is not a way I could see living ... but then, I am not raising extremely talented children (extremely bright children, yes, but not all that talented).

OP said nothing about their child being in the entertainment industry nor the Olympics or even that they have a talented child. All they said is they want to move to California and want to emancipate their child in the hopes that they can use the child to get a mortgage on a home out here where it is SUPER expensive to live. Rather than clean up their own credit, they want to use someone else's (a minor, no less who has no idea what she'd be getting into even if she could qualify for a mortgage) to their benefit. You're right, though, we don't know why the parents have horrible credit but they don't seem interested in cleaning up that bad credit.

 

[Just Blue]

Agreed.

I don't think that bad credit equals bad parents.

But using a 14 year old CHILD to fund their life does. I never disagree with your Q....but on this I do.

 

[Ohiogal]

But using a 14 year old CHILD to fund their life does. I never disagree with your Q....but on this I do.

I have to agree with Blue and Eek... a CHILD should not be emancipated for the purpose of parents obtaining material goods. And no, poor parents do not mean unfit parents. But based strictly on the OP, NO NO NO NO NO. I agree with Blue and Eek.

 

[quincy]

I have to agree with Blue and Eek... a CHILD should not be emancipated for the purpose of parents obtaining material goods. And no, poor parents do not mean unfit parents. But based strictly on the OP, NO NO NO NO NO. I agree with Blue and Eek.

I don't mind the disagreement but I don't think enough has been said by Madbal to definitively say that emancipation is not possible or to say the parents are craptastic.

I gave a couple of examples. Does anything close to those apply here? Beats me.

Perhaps Madbal will return with additional information.

 

[arkera]

She is looking for jobs in the area we are wanting to move to, and she hopes to pay the mortgage on her own, with just a little bit of our help.

This is the bit that got me... your 14-year-old is going to pay a CA mortgage mostly on her own?

 

[quincy]

This is the bit that got me... your 14-year-old is going to pay a CA mortgage mostly on her own?

That is what makes me think the 14 year old might be in the entertainment business.