What is the name of your state? California. I worked for a company headquarter in Michigan but i lived and worked in California. On my paystubs I see a "Safe Harbor" deduction each paycheck (3% of my gross), but I never received any information for signing up for a 401K, or even told of the deduction. The employer laid me off - what is the status of that money? Am I able to get it back? What do I do? How do I roll it over or access it without a 401K account?