• FreeAdvice has a new Terms of Service and Privacy Policy, effective May 25, 2018.
    By continuing to use this site, you are consenting to our Terms of Service and use of cookies.

Ex-Owner From Hell

Accident - Bankruptcy - Criminal Law / DUI - Business - Consumer - Employment - Family - Immigration - Real Estate - Tax - Traffic - Wills   Please click a topic or scroll down for more.

M

Montana

Guest
My husband and I closed on our home on 5/16/00. We live in IL. Like idiots, we did not have the home inspected. The owner carry backed a small mortgage ($7200) to cover our down payment. Because of her doing this for us, and lack of time, we've been hesitant to seek action against her.
At the closing, we told the previous owner she could have 3 days to move out. We were not planning on moving in until the first week of June but we wanted to do cosmetic repairs to the home before we moved in. Upon going to the house on the 22nd, we discovered she had left garbage strewn throughtout the house, broken a window to gain entrance, scratched the kitchen tile while moving, left junk in the basement and attic that WE had to clean up and remove, and left an inoperable car in the garage.
I contacted our real estate agent (who had acted as a dual agent) and told him he needed to find her (no one knew her new address or phone number) and tell her to please come and clean the property (it was disgustingly dirty), as our contract stated she had to leave the home in "broom clean" condition, remove her belongings, and pay for the window to be repaired. She came and got SOME of her things (she left over 100 canning jars in the basement with 20 year old pickles in them!), did a sloppy job cleaning, and left. Never fixed the window.
She has left a balance due at every single utility company there is. I had to fight with the phone company for over a month to get our phone turned on as she had left them a $1500 balance. Finally, our agent called them and they turned the phone on. I had to pay $160 to the water company after living here 2 weeks because apparently, a balance due stays with the home, regardless of whomever owes the money. I did recover that money from the title company, however.
The real issue is our basement and flooring throughout the home. The living room had carpet in it which we ripped up on our visit on the 22nd. Underneath, there were the hardwood floors we were promised were there, but they are so stained with pet stains they can't be repaired. Also, the basement leaks and we have standing water in one area. Of course, this was not visible when we viewed the home. We thought we saw some discoloration on the basement walls and asked the realtor if it leaked- he stated the owner told him no. She also signed a statement saying "no" to any known defects. We now know she must of known because she painted all the walls in the basement white to cover the stains(she left the paint cans down there for us,too)and somehow, covered up the disgusting mildew smell down there.
The underlayment flooring is also rotted in the kitchen and bathroom. She did a quickie job with some tiling right before she put the house on the market. The tile in the kitchen has already lifted up in places because it was attached to rotted wood.
What exactly can she be held liable for? Is it possible that a judge would void out the balance due to her in our 2nd mortgage to cover the repair expenses? We've already made our first payment, as I do not want to withhold payment without any "just cause". I will be contacting an attorney this week but I would like to know beforehand what my options appear to be. Thank you in advance!


 


T

Tracey

Guest
It's good that you're talking to attorneys this week, since that was going to be the gist of my advice. Here are some of the issues you should discuss with the attorney:

Failure to disclose: the water damage, the rotten underlayment, leaking. Seller is liable for intentional fraud, since she knew of the problems, made temporary repairs to cover them up, then lied about their existence when asked directly.

Breach of contract: She was to leave the place clean & didn't. I hope you took pictures or can produce witnesses!

Trespass/Damage to property: for breaking the window.

Mutual mistake: both parties thought there were good hardwood floors under the carpets & both were mistaken. This may be a sufficiently material mistake to warrant rescinding the contract. She'd get the house back & you'd get your money back.

You can't recover for the utility blls because your insurance covered it. However, double check whether you have to sue for them to protect the ins.co.'s subrogation rights.


When you pick an attorney, make sure you get one who has handled & won seller disclosure cases before. This looks to be a nasty fight.

You can't withhold the seller-mortgage payments without a court order. However, you might ask your attorney about getting a pre-trial order that would allow you to make the payments ot the court pending trial or settlement. That way, when you win, you can execute the judgment against the court's money instead of trying to find her & collect. I don't know if IL law will allow this, but you can try. If you have lots of pictures to attach to the motion, it will help.

I don't know if you can recover for the pet-stained wood floors. S promised hardwood floors & that's what you got. To recover, you'd have to be able to prove that she knew or should have known about the stains going through the carpet to the floor. Was there any evidence that the carpets had been pulled up in an area that showed staining? Peeling back an edge is not sufficient is no stains showed there. You also have difficulties of proof here -- how can you prove where she lifted the carpet & whether there were stains there? You may also have to prove that she should have known that the stains were too bad to sand out & the floor was therefore worthless.



------------------
This is not legal advice and you are not my client. Double check everything with your own attorney and your state's laws.
 
M

Montana

Guest
Tracey,
Thank you so much for the advise. I do have one more quick question. When looking at the house, the carpeting in the living room looked frayed. The agent told us that the owner, who had lived there 7 years, had replaced it 2 years ago. She had 2 large dogs that had just "destroyed" the carpeting and he had advised her to either replace it or just show the flooring. She couldn't replace it because of financial difficulties. Anyway, she had placed her furniture all over the stains to cover them up- she had to of known it would seep down to the hardwood floors underneath. When her furniture was out and we saw the room empty, it was disgusting. The stains were so dark and large- it looked as if someone had died and been allowed to decay in front of the TV. Is this sufficent proof that she HAD TO of known the floors were now destroyed?
Also, if we are able to void out this sale with her- will this in any way affect our credit? How will the mortgage be repaid? Is she then liable for our mortgage or does she have to sell the home and then pay them? Thanks so much!
 

Find the Right Lawyer for Your Legal Issue!

Fast, Free, and Confidential
data-ad-format="auto">
Top