Tinaduncan74
Junior Member
What is the name of your state?What is the name of your state? AR
For the last 2 months I have been recieving harrasing and threating phone calls at work. They are concerning a credit card debt that belonged to my husbands ex-wife. They have been divorced since 1997. She had opened this credit card account without my husbands signature but because they lived in FL at the time (Common law state) he is said to be liable. The problem is that the charges on the account occured at least a year after their divorce, totalling around $15000.00. She has since then, around two years ago, filed bankruptcy on this account. So they are coming after my husband (me). They have not spoken with my husband concerning this account, they usually only call me at work. We have recieved nothing through the mail. All contact has either been on the phone or faxes. The only contact including my husband was this past friday they faxed a letter to his job stating that he had an account past due owing $24,000.+ we were unaware that they were going to send this fax. But now his whole office , a small one but, knows his business. They even call MY parents telling them that it would be in MY best interest if THEY would pay the debt. They told my parents since they had good credit they could just put it on a credit card. My question is are we still liable for a debt that was filed bankruct on even if it was some one else?
For the last 2 months I have been recieving harrasing and threating phone calls at work. They are concerning a credit card debt that belonged to my husbands ex-wife. They have been divorced since 1997. She had opened this credit card account without my husbands signature but because they lived in FL at the time (Common law state) he is said to be liable. The problem is that the charges on the account occured at least a year after their divorce, totalling around $15000.00. She has since then, around two years ago, filed bankruptcy on this account. So they are coming after my husband (me). They have not spoken with my husband concerning this account, they usually only call me at work. We have recieved nothing through the mail. All contact has either been on the phone or faxes. The only contact including my husband was this past friday they faxed a letter to his job stating that he had an account past due owing $24,000.+ we were unaware that they were going to send this fax. But now his whole office , a small one but, knows his business. They even call MY parents telling them that it would be in MY best interest if THEY would pay the debt. They told my parents since they had good credit they could just put it on a credit card. My question is are we still liable for a debt that was filed bankruct on even if it was some one else?