fair debt collections

[wayne-o]

What is the name of your state? TN

If a person signs a lien and signs the lawsuit. Can that person be considered a debt collector under the fair debt collections practices act even if they are represented by an attorney.

 

[cmorris]

Care to explain?

Based solely on your post, I'm thinking, "No."

 

[wayne-o]

fair debt collection

I questioned a charge on my account with the management company for my homeowners' association. The management company did not respond even though they are responsible for collecting these charges. I then received a lien on my property with a letter from an attorney, however, the property manager had filed the lien, not the attorney. Therefore, when I sent certified letter disputing the charge again, I sent it to the property manager. My thoughts are that he should at least be required to forward said letter to the attorney if not reply.

 

[cmorris]

The only way the Fair Debt Collection Practices Act might apply is if the attorney is in debt collection on a regular basis.

 

[wayne-o]

fair debt

I don't know the area of practice for the attorney, however when he sent me copy of the lien he sent a paper explaining my rights under the fair debt collections act.