Fall on rented property

[SPR]

What is the name of your state? Delaware

Actually the incident occured in Delaware, but they reside in Pa if it matters.

Grandparents own a double wide in DE on a rented property. They are required to keep up the property though. Someone cut through their yard and accross their front walkway. They tripped over a raised peice of block, breaking their ankle. They seaked council and are suing.

My grandparents checked their insurance policy and it states that they only have coverage on the home, not the property, nor do they have liability insurance. This policy was written up in 1983 and not updated since.

My grandfather spent all day trying to contact the insurance company and no one can seem to help him.

Are they responsible for this or is the land owner?

What should they do?

Thanks

 

[weenor]

What is the name of your state? Delaware

Actually the incident occured in Delaware, but they reside in Pa if it matters.

Grandparents own a double wide in DE on a rented property. They are required to keep up the property though. Someone cut through their yard and accross their front walkway. They tripped over a raised peice of block, breaking their ankle. They seaked council and are suing.

My grandparents checked their insurance policy and it states that they only have coverage on the home, not the property, nor do they have liability insurance. This policy was written up in 1983 and not updated since.

My grandfather spent all day trying to contact the insurance company and no one can seem to help him.

Are they responsible for this or is the land owner?

What should they do?

Thanks

Whose responsible for the block being there. Once they get a copy of the complaint tell them to send a copy to the LL and a copy to their insurance company. At that time they should probably get a lawyer to look over the policy to see what kind of coverage they have.

 

[SPR]

Whose responsible for the block being there. Once they get a copy of the complaint tell them to send a copy to the LL and a copy to their insurance company. At that time they should probably get a lawyer to look over the policy to see what kind of coverage they have.

To my grandfather's insurance or the LL's?

They already have the complaint. It's basicly just a letter stating that the injury occured, when it occured and who is representing them, then goes on to instruct them to send a letter to their liability insurance. One of the problems is that he cannot get ahold of the right person at the insurance company, or so they say.

Edit* I just checked their lease, it states that the home owner will be responsible for all liability of home AND land that they lease. I didn't know that was even possible legally, considering they don't own.
I suggested they get a lawyer.

 

[SPR]

Last question, is it not tresapassing when the person walked through the yard and driveway?