Marcusbelle23
New member
What is the name of your state? Pennsylvania
In September 2017 my husband and I bought a home with an owner held mortgage. The mortgage included a quitclaim deed and we put up $5000.00 for our down payment. Our monthly rent includes rent, taxes,and interest. In October of 2017, the landlord/mortgage holder charged us for 2017 property taxes. At the beginning of this year, my husband became very ill and we fell behind 3 months. I have/had every intention of catching up. When I tried to talk to him, he became aggressive and hung up on me. I just got a landlord/tenant complaint for the recovery of real property. So I have a few questions.
First, he marked that the only reason for eviction was past due rent; and marked that my rent was 1100.00 with (only) a $500.00 security deposit. Where did my $5,000.00 go? Because he filed that only past due rent was the cause, am I eligible for the “pay and stay” that PA has or does the quitclaim deed prevent that?
Second, because my rent includes taxes and we bought the home in September, am I liable to reimburse him for taxes that he paid on the property prior to purchasing the home or am I paying double taxes?
Third, while I completely understand that I bought the home in an as is condition, recently our sewage line backed up (and I mean BAD). The plumber that came out verified that sewage line was new but was not up to code and would have never passed inspection. My outlet pipe goes into the basement floor and up outside the basement window, etc. I just found out that the landlord did in fact run the new sewage line. Is this something that can be brought up in the hearing?
And would this be a landlord tenant complaint or should it be a foreclosure?
Again, I do have the past due money to pay at the hearing and a copy of a spreadsheet he sent showing the down payment and the charge for taxes. I’m basically looking for my rights (if any) or should I just start looking for a new place?
Thanks for the help in advance!
In September 2017 my husband and I bought a home with an owner held mortgage. The mortgage included a quitclaim deed and we put up $5000.00 for our down payment. Our monthly rent includes rent, taxes,and interest. In October of 2017, the landlord/mortgage holder charged us for 2017 property taxes. At the beginning of this year, my husband became very ill and we fell behind 3 months. I have/had every intention of catching up. When I tried to talk to him, he became aggressive and hung up on me. I just got a landlord/tenant complaint for the recovery of real property. So I have a few questions.
First, he marked that the only reason for eviction was past due rent; and marked that my rent was 1100.00 with (only) a $500.00 security deposit. Where did my $5,000.00 go? Because he filed that only past due rent was the cause, am I eligible for the “pay and stay” that PA has or does the quitclaim deed prevent that?
Second, because my rent includes taxes and we bought the home in September, am I liable to reimburse him for taxes that he paid on the property prior to purchasing the home or am I paying double taxes?
Third, while I completely understand that I bought the home in an as is condition, recently our sewage line backed up (and I mean BAD). The plumber that came out verified that sewage line was new but was not up to code and would have never passed inspection. My outlet pipe goes into the basement floor and up outside the basement window, etc. I just found out that the landlord did in fact run the new sewage line. Is this something that can be brought up in the hearing?
And would this be a landlord tenant complaint or should it be a foreclosure?
Again, I do have the past due money to pay at the hearing and a copy of a spreadsheet he sent showing the down payment and the charge for taxes. I’m basically looking for my rights (if any) or should I just start looking for a new place?
Thanks for the help in advance!
