Forgotten creditor

[SkankCheese]

What is the name of your state? NC

My fiancee is due for his discharge papers to come in the mail at any time now, for his Chapter 7 no asset case. However, he just discovered a creditor that he forgot to include. It's like a $500 bill, and would like to get this discharged, if at all possible, since the debt was before he filed.
Is the only option to pay the 200+ reopening fee?

 

[Ladynred]

No, and no. He does not have to re-open to add a forgotten creditor. In a no-asset CH 7 ALL debts are considered discharged whether they were listed or not. There is quite a bit of case law that supports this in several Federal districts.

 

[SkankCheese]

Thanks Lady.