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Gabling addicitions and bankruptcy

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LOLOMOHN

New member
What is the name of your state? Minnesota
I recently filed for chapter 13 bankruptcy in hopes to save my house. I went 10 yrs not gambling and made he stupid decision to start again. I am a emotional gambler, so tendancy is to get upset, sad, mad anything and away I go into the worse decisions possible!!! I filed bankruptcy and swore the casinos off, I have since really messed up now unable to make my 2nd trustee payment and my mortgage. I did however go to every single casino within driving distance and self banned for as long as they allotted. My attorney and I do not get along at all and he actually told me I was needy because I had many questions. I need to understand what I am doing so therefor I end up on sites like this . I do no twant to contact him and If I could afford another one I would in a heartbeat. I have suffered along time with my bipolar and severe depression and it has been a true struggle what I see as leading up to my recent descion to gamble, I had stopped my meds. currently trying to get back on them. My question is what do I do ? is there mercy when it's clear and on file a person having mental illness / addicitons that may interfere with life ? I have always been good about pushing myself but following my hysterectomy at age 28 and divorce I fell apart. will they take my home if I tell the truth, how quickly can they take it ? how soon can my workd be taken from me due to my non payments during 13. To be worse the very beginging of it ???? advice please
 


Taxing Matters

Overtaxed Member
It depends on all the facts. If you miss payments and truly cannot afford to pay them then you need to get the court to adjust the plan (if possible) to one you can meet. Otherwise, missing payments will make the plan fall apart and you might well lose the home. Very clearly you need to get control of the gambling problem; if you keep gambling your money away you'll lose everything. Ideally you'd have a lawyer that you like who can help and advise you through this. But understand your lawyer is not your mental health counselor and is not able to solve all the problems your gambling causes you. Certainly you need to inform your lawyer that payments got missed and why, and see what he or she recommends you do from here.
 

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