garage fire - no insurance

[daphishphan]

What is the name of your state? iowa - i live in an apartment - neighbors had a fire in their garage which spread to mine - some fire damage but mostly smoke/water damage - there is no electricity in the garage so the cause seems quite likely to be negligence on their part - fire marshall has not confirmed a cause at this point - assuming that the fire marshall's verdict does in some way name them as a direct or indirect cause of the fire, am i able to sue to recover some of the damaged good - neither i nor my neighbor have any renters insurance

 

[yoyoma]

YUP as long as the fire marshall pins this on the neighbor you can sue in small claims court for the amount of damage.

 

[JETX]

And contrary to 'no-no's post... you are not limited to small claims court. You could pursue this in a higher court.

 

[HomeGuru]

The property owner's homeowner's insurance should cover somewhat.