I live in Georgia, and a credit card collection agency is threatening me with a garnishment.I am a single mom with 2 children, and an income of $1500 a month and $400 additionally from child support. Can anyone be garnished or are there rules for one person income supporting a whole family? If so, what percent is usally taken of your salary on a debt of $9,000. I offered them $70 a month and they refused, saying it was too little. Thank you!