GFE\Respa on refinance.

[kyleclark]

What is the name of your state (only U.S. law)? New Jersey

Hi all - I just signed the papers for my refinance. I had asked the lender to send me an itemized estimate of my closing costs a week before the closing. I only received it 3 hours before closing. Now I'm mad because their are costs on their I would of disputed. I have 3 days to cancel the loan but don't want to, I just want some costs removed or reduced. What are my legal and fair business options?

Thanks in advance,
KevinWhat is the name of your state (only U.S. law)?

 

[FlyingRon]

Well if you don't want to rescind, your going to have to do your best after the fact.
What makes you think that if you protested some of the a week ago or whenever you would have been successful?
What items are you concerned about and how much?

 

[Sheriff10]

What was the timeframe between loan application and closing? The lender is required by law to mail the Good Faith Estimate to you within 3 days of loan application.