Got rear ended this weekend

[tiras25]

I am in CA. Feel a bit doscomfort in neck/back. Do I need to wait until the party at fault determined to make sure the treatment will be paid off? What's the procedure?
Please advice.

Thanks.

 

[sandyclaus]

I am in CA. Feel a bit doscomfort in neck/back. Do I need to wait until the party at fault determined to make sure the treatment will be paid off? What's the procedure?
Please advice.

Thanks.

Was there a police report made at the scene of the accident? Did you exchange insurance information? Do you have insurance yourself?

If you are injured, you need to see a doctor ASAP to evaluate the severity of the injury. If you have your own insurance, you should let them know about the injuries and ask them if they have a specific physician you need to see, or if you should see your own physician.

 

[ecmst12]

OP's insurance isn't going to pay for her medical treatment unless she has Medical Payments coverage, which not everyone has (I'd venture that most don't even though it's really great to have if you need it and not expensive) in states where it's not required. She is going to have to use her health insurance or pay out of pocket for medical treatment and file a claim for reimbursement once the treatment is complete.

 

[justalayman]

I am in CA. Feel a bit doscomfort in neck/back. Do I need to wait until the party at fault determined to make sure the treatment will be paid off? What's the procedure?
Please advice.

Thanks.

the heck with all the arguing.

If you are injured, you need to seek treatment. That is what you do because that is how you get fixed.

On top of that, if you delay treatment, it give the other party an argument concerning the validity of your claim. Not seeking treatment can be seen as no need for treatment. It puts you into a defensive situation.

Do I need to wait until the party at fault determined to make sure the treatment will be paid off?

Does that make a difference as to whether you seek treatment or not? If so, apparently you are not injured so badly you believe you do require treatment. Not a good place to argue from.

 

[OHRoadwarrior]

As stated, you need to seek treatment ASAP. Try using your health insurance, hoping it will be reimbursed. Otherwise, hopefully you have Med Pay that covers you. Hopefully the other persons insurance, if they have it, accepts liability and pays. Ultimately, you need to decide if you are hurting enough to risk being held responsible for the bills.

 

[jack153]

The procedure is your medical bills gonna be paid under your PIP insurance check with your insurance provider, this is a No fault accident .... Also, start getting treated and get yourself a lawyer, don't wait to long.. Advising you from similar experiences and got rewarded for it

 

[ecmst12]

California is not a no-fault state! There is no PIP!

 

[las365]

Actually, I think California requires PIP. But we don't know whether OP was driving without auto insurance.

I dunno, it seems to me that if a person isn't going to get medical care unless the other driver is liable, the injuries (if any) must not be very troublesome.

 

[ecmst12]

No, it does not. CA is not a no-fault state and PIP is specific to no-fault states. Med Pay is available but not required.

 

[jack153]

You comment on one of my post a a year ago thank god it turned out very well... Thanks for the help

 

[las365]

You're right, ecmst12, I had looked at a site that said CA required PIP coverage but looked again at the California DMV site and it does not.

Are we talking about the same thing with PIP, though? I don't think I understand what you mean by PIP being specific to no-fault states. I live in Texas and it is a tort state but I have PIP coverage.

In any event, it remains that we do not know whether OP has PIP coverage, so no one should make a blanket statement that his medical costs from the accident would be paid by his PIP coverage.

 

[ecmst12]

It's just a terminology thing. In no-fault states, coverage for first party medical bills is called PIP. In other states, it's called Medical Payments.