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Group Life Insurance Coverage

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What is the name of your state? MO

I see that in the revised Statutes of MO that suicide is excluded from paying out if policy is in force for less than a year. My question is: when we sign up for life (group) insurance every October, does the policy start all over again, so that the beneficiary of a policy of a person who comitted suicide would be denied the benefit because it was in force less than a year?

Missouri Revised Statutes Chapter 376 Life, Health and Accident Insurance Section 376.620 August 28, 2007Suicide

Thanks! :confused:
 



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