But it's a group plan. I had it before. Left the company for 3 months then came back and I was told I had to reapply. Had to send them 3 years of medical records and a doctors note. Didnt have to do that the first time. My medical condition is the same as it was 2 years ago when I had it. Which is 300 pounds and being 57, well 55 at the time. I can be turned down for a group plan that doesn't require anything to get the life insurance accept be employed by the company?Happens all the time. If you didn't receive an explanation for the denialica, you need to request one in writing.
The first time could have been open enrollment with a guaranteed issue.But it's a group plan. I had it before. Left the company for 3 months then came back and I was told I had to reapply. Had to send them 3 years of medical records and a doctors note. Didnt have to do that the first time.
Medical insurance and life insurance are two different things. So, yes, you can be turned down for the group medical this time.I can be turned down for a group plan that doesn't require anything to get the life insurance accept be employed by the company?
The federal law known popularly as Obamacare restricts the insurer’s (and employer’s) ability to turn down applicants for health insurance, whether for group coverage or for individual coverage. Similar restrictions do not apply for life insurance.So, yes, you can be turned down for the group medical this time.