• FreeAdvice has a new Terms of Service and Privacy Policy, effective May 25, 2018.
    By continuing to use this site, you are consenting to our Terms of Service and use of cookies.

Health Insurance questions

Accident - Bankruptcy - Criminal Law / DUI - Business - Consumer - Employment - Family - Immigration - Real Estate - Tax - Traffic - Wills   Please click a topic or scroll down for more.

Antigone*

Senior Member
What is the name of your state? CA

I have some questions regarding the health insurance we carry for my husband's 17-year old son who lives in Nevada (we live in CA).

First a little background. My husband got divorced in 1994 has two boys. The youngest is 17 now. He has no court ordered child support. It was ordered at one time but his exwife did not appear in court. We do send support on a weekly basis. About 6 months ago his exwife sent us a letter allowing us to send the child support directly to his son because his son was not living with his mother (the letter was notarized). For the moment the support seems to be okay but his exwife can turn on a dime.

Prior to getting married my then fiance had Blue Cross for him and his boys. Once we got married it saved us about $500 a month to add us all to my policy with Kaiser. It has been this way for about two years now.

Exwife took boys many years ago to Nevada (against the court order). My husband didn't address the issue, he just kept sending support and had insurance on the boys.

As of late the insurance has become a big issue because there is no Kaiser in Nevada. Kaiser will pay for the emergency bills, but the emergency doctors refer the son back to his doctor for care.

Son says that it is very inconvenient for him to come to California to be seen.

Son has been involved in criminal activity and has not been to school since the 8th grade. He got caught selling drugs and went to jail for 6 days. He now has to appear in court and and has a juvenile case pending.

He says he needs medication to calm down, but the emergency room doctors wont' give him any more medication. I know that we have some huge issues here and the health insurance is minor. Bottom line is son won't come to live with Dad because there are rules to live by (no drinking, no drugs, go to school, come home at night and trips to a drug counselor).

So what we have is Mom saying that she is going to take us to court. We are providing insurance, we pay the bills that come from Nevada and we send support because son is just that...his son.

Mom does not work, and enables her son and his drug use and lifestyle.

Are we conducting ourselves the way we should? Do we need to be doing more? I am handling this okay but it is tearing my husband apart, because they make call after call, threat after threat. The calls every other minute have gotten so bad that we've turned the ringers on the phone off.

Thank you for your time and I appreciate your suggestions and/or opinions.
 


Ohiogal

Queen Bee
Dad should not be covering the child for support. As for insurance he should for the purpose that he is legally responsible until the child is emancipated.
 

MrsK

Senior Member
If he isnt ordered to pay child support, he should stop sending the support and instead use that $ to buy a private policy for the kid that will allow him to be covered in his state of residence.

Then everyone is happy.
 

Antigone*

Senior Member
Thank you for that advice. We have thought of that but we intend to stop paying child support in March when Son turns 18. Although the support is not court ordered my husband feels an obligation to his children. At the same time since Son does not want to go to school or work, we cannot condone his lifestyle choices once he becomes an adult by continuing to support him.

The policy we have now will cover him until his 19th birthday. I guess my question is does anyone know if at this point in time can a court of law obligate us to do anything else?

We have also made the suggestion to mom to get a job and provide insurance for him as well, but she finds it far to difficult to do. She is really good at threatening to take us to court. We're not sure if we should seek legal advice (hire an attorney) or chalk it up to her lunacy and lack of brain cells due to drug use.
 
Last edited:

Find the Right Lawyer for Your Legal Issue!

Fast, Free, and Confidential
data-ad-format="auto">
Top