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help in n.c.

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satilite63

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in north carolina i loaned someone money for a car-payment. the check was made out to the company with the account number beside it. in the memo it stated loan to the person. this has been only six months ago but in agreement should have already been paid back. is there a length of time to past before i can take this person to court and do i need to prove that the account number is in their name even if their name is on the check? i can prove account is theirs but got it off internet with information about them. is this illegal?
 



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