Help me quick please! I need definitions.

[doemeister]

Can someone please tell me what the difference between priority claims and non-priority claims is? I am doing my own bankruptcy (Chapter 7 with no assets) and don't know which creditors belong where. And related to that, what does contingent and unliquidated mean? I am trying to do this paperwork myself and am ready to tear out my hair!!
Oh, and I live in Oregon. Any help would be greatly appreciated!

 

[HomeGuru]

<BLOCKQUOTE><font size="1" face=" Arial, Verdana, Helvetica">quote:</font><HR>Originally posted by doemeister:

Can someone please tell me what the difference between priority claims and non-priority claims is? I am doing my own bankruptcy (Chapter 7 with no assets) and don't know which creditors belong where. And related to that, what does contingent and unliquidated mean? I am trying to do this paperwork myself and am ready to tear out my hair!!
Oh, and I live in Oregon. Any help would be greatly appreciated!<HR></BLOCKQUOTE>

If you have to ask, you should not be doing this pro se. Hire an attorney, it will be well worth it.

 

[doemeister]

Well, I would love to be able to afford to hire an attorney to file the bankruptcy for me, but they wanted $600 that I just don't have. As it is, I have to borrow the $200 filing fee from my mother. I am a widow with two small children and I barely make enough money to feed us and keep a roof over our heads. I have to file this bankruptcy to save us from homelessness and welfare due to the medical bills arising from my husband's illness. I came to this site because it said free legal advice and was hoping for some help. Thanks anyway.

 

[I AM ALWAYS LIABLE]

<BLOCKQUOTE><font size="1" face=" Arial, Verdana, Helvetica">quote:</font><HR>Originally posted by doemeister:
Well, I would love to be able to afford to hire an attorney to file the bankruptcy for me, but they wanted $600 that I just don't have. As it is, I have to borrow the $200 filing fee from my mother. I am a widow with two small children and I barely make enough money to feed us and keep a roof over our heads. I have to file this bankruptcy to save us from homelessness and welfare due to the medical bills arising from my husband's illness. I came to this site because it said free legal advice and was hoping for some help. Thanks anyway.<HR></BLOCKQUOTE>


My response:

Insofar as the filing fee is concerned, all courts, whether Federal or State, have easy forms to fill out that will "waive" the filing fee and all other court costs. The forms are call "In Forma Pauperis" - - meaning, I need some justice, but I can't afford the costs involved. I would suggest that you go back to the court clerk, get the forms, and if you qualify under the financial guidelines that the clerk will give you, then fill out the forms and all future costs will be waived. Unfortunately, now that you paid the initial filing fee, that amount is not refundable to you.

As far as doing this on your own, it would help if you went to your nearest bookstore and bought a "How-To" book on the subject. Just go to their legal section, and get the book.

Good luck.

IAAL


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[HomeGuru]

<BLOCKQUOTE><font size="1" face=" Arial, Verdana, Helvetica">quote:</font><HR>Originally posted by I AM ALWAYS LIABLE:

My response:

Insofar as the filing fee is concerned, all courts, whether Federal or State, have easy forms to fill out that will "waive" the filing fee and all other court costs. The forms are call "In Forma Pauperis" - - meaning, I need some justice, but I can't afford the costs involved. I would suggest that you go back to the court clerk, get the forms, and if you qualify under the financial guidelines that the clerk will give you, then fill out the forms and all future costs will be waived. Unfortunately, now that you paid the initial filing fee, that amount is not refundable to you.

As far as doing this on your own, it would help if you went to your nearest bookstore and bought a "How-To" book on the subject. Just go to their legal section, and get the book.

Good luck.

IAAL


<HR></BLOCKQUOTE>

Thanks, IAAL.