What is the name of your state? Tx. I bought a car from my aunt about 4 years ago. I paid her the amount agreed upon. I have some of the money order receipts for the money I sent her, but not all. She never sent me the title. Last week I was hit by another car and my car was totaled. Since the title isn't in my name will the other guy's insurance make the check out to me or her? If to her, what can I do?