What is the name of your state (only U.S. law)? GA
I own a house, which is currently being rented, in a HOA governed subdivision. I lived in this house for close to 8 years after buying it brand new. We have a $300 yearly dues per house for the upkeep and maintenance of community pool. So far so good. I just received an email from HOA president that I have not paid my dues for the last 6 years and with the weekly interest charges and everything, I owe them more than half the value of the house I own. I don't even have that much equity in the house but it is a different matter.
My bank allows me to download last 18 months worth of payment history. If I want anything beyond that, I have to pay for them and I don't know how older of a record they keep about my account. I know I am late for this year, due to a conflict between the management company and myself but anything before that has been paid, although proof would be a little hard to come by.
do I have to show them proof that I actually paid these in the past and they never sent me a receipt ? Or isn't it the HOA president's duty to collect these fees timely and let people know if they are late in a reasonable amount of time, not like 6 years and hit them with an exorbitant fine?
What are my options here ?
I own a house, which is currently being rented, in a HOA governed subdivision. I lived in this house for close to 8 years after buying it brand new. We have a $300 yearly dues per house for the upkeep and maintenance of community pool. So far so good. I just received an email from HOA president that I have not paid my dues for the last 6 years and with the weekly interest charges and everything, I owe them more than half the value of the house I own. I don't even have that much equity in the house but it is a different matter.
My bank allows me to download last 18 months worth of payment history. If I want anything beyond that, I have to pay for them and I don't know how older of a record they keep about my account. I know I am late for this year, due to a conflict between the management company and myself but anything before that has been paid, although proof would be a little hard to come by.
do I have to show them proof that I actually paid these in the past and they never sent me a receipt ? Or isn't it the HOA president's duty to collect these fees timely and let people know if they are late in a reasonable amount of time, not like 6 years and hit them with an exorbitant fine?
What are my options here ?