What is the name of your state? Florida
Back in September we had significant damage to our home due to one of the hurricanes. FIMA declared our home unsafe to live in because of the mold and we had to rent a home. The landlords and ourselves typed up a lease and we both signed it. We rented there for 3 month, we paid cash for the rental, we have the receipts to prove it. Our homeowners insurance claim is still not settled, and we have a mediation scheduled. Our insurance company called us once to try to settle the case, we provided them with everything they needed as far as estimates for the damage, lease and receipts for the rental.
They told us that the lease is no good because it was only signed by both parties, not notorized. We were under the impression that as long as both parties are not disputing the contract, our signatures are all that is required for the contract to be liable. We looked over out insurance contract, and nothing is mentioned there about it. We have a loss of use coverage, and we don`t understand why they are saying that. We can`t afford to hire an attorney, because as it is we are already out of a lot of money since our claim is not settled yet and everything is out of pocket. Maybe the insurance company is just saying that to try to get out of paying the extra, I don`t know. If someone could just help us by giving us a legal advice......
Back in September we had significant damage to our home due to one of the hurricanes. FIMA declared our home unsafe to live in because of the mold and we had to rent a home. The landlords and ourselves typed up a lease and we both signed it. We rented there for 3 month, we paid cash for the rental, we have the receipts to prove it. Our homeowners insurance claim is still not settled, and we have a mediation scheduled. Our insurance company called us once to try to settle the case, we provided them with everything they needed as far as estimates for the damage, lease and receipts for the rental.
They told us that the lease is no good because it was only signed by both parties, not notorized. We were under the impression that as long as both parties are not disputing the contract, our signatures are all that is required for the contract to be liable. We looked over out insurance contract, and nothing is mentioned there about it. We have a loss of use coverage, and we don`t understand why they are saying that. We can`t afford to hire an attorney, because as it is we are already out of a lot of money since our claim is not settled yet and everything is out of pocket. Maybe the insurance company is just saying that to try to get out of paying the extra, I don`t know. If someone could just help us by giving us a legal advice......