In California; We rented our house on 4-3-01. My "landlord" was served an NOD last week--however the loan at least is not in the same name as the guy who signed my lease as a landlord (I don't know whose name is on the grant deed). We paid a huge deposit and cannot afford to move out unless it is refunded (we have a one year lease and expected to have at least that long before we'd need to come up with another deposit). The mortgage payments were two months behind at the time it was rented to us and the "landlord" freely admits that he spent our deposit money elsewere. The mortgage company thinks the house is owner occupied and I am afraid of making things worse. What do we do?? I have two toddlers and I'm worried sick.