How can I project this last years [2009] income for a total SS amount?

[5282jt]

What is the name of your state (only U.S. law)? FLORIDA
I have 3 small businesses, house cleaning, landscaping and a lawn mowing business. I have almost no education and have earned minimal pay all my life. I now have $782.00 coming next July, when I turn 62, minus my income of course. I have an opportunity to earn an extra $10,000 right now and I am wondering how I can project this last years higher income for my SS?
Thank You
Chuck Bergman

 

[ShyCat]

Benefits Calculators: About the Social Security Retirement Estimator

 

[Onderzoek]

File your tax return in 2010 for 2009 earnings. Bring that tax return to the Social Security office when you file your retirement claim three months before your 62nd birthday. You might start this claim online, but you should be sure that your 2009 self-employment tax return data is included, so you want to talk to a claims rep at some point.

There is a calculator at socialsecurity.gov in which you can add it in yourself to get an estimate. This increased year of self-employment may increase your monthly retirement check by a small amount.

If you plan to continue working, you should read the following link to understand the annual earnings test. In the first year of retirement, you also need to keep track of the monthly amounts you earn to correctly file your annual earnings report. Continuing to work after retirement may continue to increase your retirement benefits by a small amount every year, especially if you had many low or zero years in your lifetime earnings.

How Work Affects Your Benefits