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How can I protect others from this?!

  • Thread starter Thread starter OldTrusty
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OldTrusty

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I recently had a run-in with a Honda dealer here in Riverside, CA. Well, I whipped THEM into shape after days of argument...
... but now it seems that the auto insurance brokerage through which they contract their binders wants a piece of me. I apologize, but humor is the only way I can fight back the disgust.

The Honda dealer and I finally reached an agreement that they owed me approximately 310 dollars. They agreed to cut a check to their insurance brokerage to cover most of my down payment for a new policy. Great. Everyone's happy.

But everyone's not happy, as it would turn out. The dealer had to with-hold 81 dollars of the original amount owed to me, untill they could verify with my old lein-holder (I traded in a negitive equity) that the numbers were right. And they hadn't cut the 230 dollar check yet.

The problem with that was that the insurance people did not want to start a policy with no money to speak of, so they had me write two checks: one for 81 dollars (UNSIGNED, just so they could provide the proper company with some kind of documentation that there WAS indeed money changing hands), and another post-dated for a date when I could afford to provide the balance AFTER the dealer had cut both checks (230, 81).

I stressed VERY PLAINLY and repeatedly that I could not afford to pay out a cent, which was the reason I provided an UNSIGNED check. They did not have my permission to withdraw any funds. Period. I was just provided everyone with some room to breathe in the arrangement.

Well, I guess you can put together what happened. They processed the check. Which caused me alot of problems. I'm not sure if they would've had to forge my signature or what, but whatever they had to do, they did it.

My question is: How far should/can I take this? I want to make an impact that will prevent this company from repeating offenses of this nature.
 


I AM ALWAYS LIABLE

Senior Member
<BLOCKQUOTE><font size="1" face="Arial, Helvetica, Verdana">quote:</font><HR>Originally posted by OldTrusty:
I recently had a run-in with a Honda dealer here in Riverside, CA. Well, I whipped THEM into shape after days of argument...
... but now it seems that the auto insurance brokerage through which they contract their binders wants a piece of me. I apologize, but humor is the only way I can fight back the disgust.

The Honda dealer and I finally reached an agreement that they owed me approximately 310 dollars. They agreed to cut a check to their insurance brokerage to cover most of my down payment for a new policy. Great. Everyone's happy.

But everyone's not happy, as it would turn out. The dealer had to with-hold 81 dollars of the original amount owed to me, untill they could verify with my old lein-holder (I traded in a negitive equity) that the numbers were right. And they hadn't cut the 230 dollar check yet.

The problem with that was that the insurance people did not want to start a policy with no money to speak of, so they had me write two checks: one for 81 dollars (UNSIGNED, just so they could provide the proper company with some kind of documentation that there WAS indeed money changing hands), and another post-dated for a date when I could afford to provide the balance AFTER the dealer had cut both checks (230, 81).

I stressed VERY PLAINLY and repeatedly that I could not afford to pay out a cent, which was the reason I provided an UNSIGNED check. They did not have my permission to withdraw any funds. Period. I was just provided everyone with some room to breathe in the arrangement.

Well, I guess you can put together what happened. They processed the check. Which caused me alot of problems. I'm not sure if they would've had to forge my signature or what, but whatever they had to do, they did it.

My question is: How far should/can I take this? I want to make an impact that will prevent this company from repeating offenses of this nature.
<HR></BLOCKQUOTE>

My response:

The best thing to do is to report all of the nefarious and unlawful acts to our lovely Department of Motor Vehicles. Bring all documents with you so that copies can be attached to your written report. The DMV investigators will take it from there.

Good luck, and thanks for the warning.

IAAL



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