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how can this happen?

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Junior Member
What is the name of your state? new york,

i was told by my bank, that a temporary restraining order had been placed against the joint account of me and my husband by capital one because they had something against me.
i received no notification by anybody to this incident. what is very disturbing is that my husband a senior, has direct deposit for his pension and social security, which comes once a month for us to pay our bills and purchase many life saving medications.
i am trying to find out how something like this happens. what is a temporary restraining order? how long does it last? this is the only account we have, if they are making allegations against me, shouldn't i be notified nd provided with some papers? if my husband has not done anything, does that mean because we have a joint cheking account they can keep him from accessing needed funds for medicine and other bills? how does accusing one spouse of something turn into the others pension and social securities being denied accssess to? shouldn't he also have been accused, or is it just enough to accuse one and punish the other? pleases help, i am so desparate.
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Junior Member
how can this happen? posted july 30, 2006.

i'm adding to my post. this is new york city (brooklyn). regarding this situation, where i was accused of a debt i do not owe, i went to court and filed for a vacate of the blocking of my joint account with my husband. i received legal papers from the law firm who accused me stating that they now want to vacate the restraining order block put on my husband and my account.
the bank sent two letters explaining about the block, what is so interesting is the one sent before i went to court is addressed only to me making it appear that the account is mine only.
the next letter sent regarding this matter after i mailed leagal papers to the law firm was mailed to me and my husband as a joint account, that is over 30 years old.i think the law firm involved and the bank cut corners and may have knowingly processed papers stating that i was the sole person on the account in order to place the restraining order.
i believe numerous federal and civil laws may have been violated. please help if you know the answer.
thanks janicer
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