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How long does a company legally have to refund your money?

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loriwg4

Junior Member
What is the name of your state (only U.S. law)? California

I am embarrassed to admit that I signed up for a warranty with Automotive Professional Resources. They will not respond to me via phone or email. As stated in the contract, I have sent a formal letter to the seller (as well as my credit card co., the administrator of the warranty, and the lienholder) requesting cancellation of the warranty. The warranty was for a five year extended warranty.

My questions are:
1. Are they legally required to respond to me within a certain period of time? Although the contract clearly says I have the right to cancel, I cannot seem to find a specific statement on this anywhere in the contract or online. I am wanting a physical document of some kind from them stating that the warranty is cancelled, yet I cannot find any legal reference to such a requirement.
2. Do I have the right to contact my credit card and stop payment on any future withdrawals from this company now that I have informed them of the cancellation?
3. Do I have the right to expect my deposit back (particularly since I agreed to do this over the phone and have not signed anything)?

Any help would be greatly appreciated. Also -- if you know the specific legal references/language to answer these questions that would be wonderful as I feel I may be needing them.

Lori
 


FlyingRon

Senior Member
1. There's no specific requirement unless it's laid out in the contract.2
2. If under the terms of your contract you are not required to make any more payments, yes you can protest any made without authorization.
3. Most likely no.
 

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