How long on average does it take to settle auto claim if other party already accepted

[N.D.]

I was in an accident last year where a lady ran a stop sign and hit my car with me and my two daughters in it. The other insurance company has already paid for the car to be fixed and paid my deductable, but they still won't settle on a fair amount for the medical bills and pain and suffering. It looks like we might end up going to court,which i really don't want to do. My question is,does it normally take this long or is the other insurance company preparing to go to court?
Could someone tell me the procedure if the other party wants to take it to court,and also the procedure if they are about to accept our offer? What exactly are the steps for each one?
Thank you for your time.

 

[The Legal Shoppe]

N.D.

When and in what state did this accident occur? State laws vary on the time limits within which to file a personal injury claim.

Since the other party's insurance company has paid your property damage claim, they are probably accepting liability for the accident.

Please tell us more about your injury and the treatment you received. How much are your medical bills? Did you lose wages? For how long did you receive treatment?

What are your expectations for settlement? Has the insurance company made any offer?

Do you have auto insurance? Do you have medical payments coverage (PIP)? Have you made a claim for these benefits to your own insurance company?

Await your response.

 

[prairielaw3]

Even if they accept liability it not mean they agree on value. They one job ad that is to save money--they not out to see that you fairly compensated. Even if the have to pay, the longer they can delay, the longer the money earns interest for them and they save money. The procedure is that if not agree with insurance co on value, and no reasonable middle ground, then choice is to either accpt their low offer or start suit. See an experienced attorney. Do not let any delay lead to the statute of limitations running.
George Senteney http://www.prairielaw.com
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