What is the name of your state?We live in Oklahoma but the accident was in Texas. I found out today that my sons car is totaled. The insurance company said the preliminary estimate is $ 8,300.00. So they will not pay to fix it. The car is a 1996 NissanMaxima. We bought new. I am hoping they will give us the high retail value, which is $5,850. The accident was totally the other persons fault. What do you think?