down-n-out
Junior Member
What is the name of your state? Ohio
I owe about 10 different creditors, one is on a repoed car, I just started working again in March after being laid off for a little over a year. My question is How much do I HAVE to pay the creditor (collection agency) to keep them from taking me to court or garnishing my wages which isn't much.
I always heard a rumor that as long as you paid them a dollar a month they couldn't touch you. I have not paid any of these creditors in a couple of years and have no assets.
Any advice would be VERY helpful - I would file bankruptcy but I can't even afford to do that.
Thanks in advance for the advice!!!!
I owe about 10 different creditors, one is on a repoed car, I just started working again in March after being laid off for a little over a year. My question is How much do I HAVE to pay the creditor (collection agency) to keep them from taking me to court or garnishing my wages which isn't much.
I always heard a rumor that as long as you paid them a dollar a month they couldn't touch you. I have not paid any of these creditors in a couple of years and have no assets.
Any advice would be VERY helpful - I would file bankruptcy but I can't even afford to do that.
Thanks in advance for the advice!!!!